Problems

What is hard about staying

Six in ten of the 86 county residents who answered the Oregon Voices survey said they love where they live. Fifty-eight percent also said families are having trouble making ends meet. The hard parts have names: a year-round home, a wage that outlasts the season, money to start something, and help that arrives before winter. These guides lay out what the records say, and what they cannot yet say.

For the people trying to hire, house, teach or treat their neighbors. For anyone looking for a place to live. For the candidates and commissioners who will be asked about all of it.

Start here ↓
Enterprise, from above
Sam Beebe · 2007-07-08 · CC BY 2.0 · Image & source ↗
Start here

Three to read first.

Enterprise street corners
October 2026 · about twenty conversations

The price of staying

What people here said is hard, counted without names, beside what the county’s own numbers show.

Read it
Enterprise and the fields around it, from the air in July 2007.
A guide · A year-round home

What does it take to find a year-round home here?

What a home costs here, why the numbers need their dates, and what was on the market in October 2026.

Read it
Enterprise’s Main Street. A storefront is one place a loan ends up; the programs on this page also finance equipment, lots, boats and working capital.
A guide · Money to start something

Where does the money come from to start something here?

Who lends in the county, including the lenders built for Native borrowers, and what none of them can do.

Read it
In numbers

What the record shows.

Money

Half of the county’s personal income does not come from a paycheck

Personal income of county residents in 2024, $509.3 million in all.

Transfer payments are money residents receive from government programs rather than from work. Within earnings, government employers, which here include the hospital district and the schools, paid $79.7 million and farms $24.9 million. Earnings are what remains after the other two parts.

Source: U.S. Bureau of Economic Analysis, 2024 estimates, released 2025

The numbers as a table
Millions of dollars, 2024Share
Earnings from work, after social insurance contributions$253.3m49.7%
Transfer payments: Social Security, Medicare, Medicaid and other program income$147.9m29%
Dividends, interest and rent$108.1m21.2%
Homes

A typical home is worth almost six years of a typical household’s income

Median means the middle: half of homes are worth more, half less. Dividing one by the other gives about 5.9. People in conversation put it as ‘about $65,000 against a house just under $400,000’, which the record bears out.

Source: U.S. Census Bureau, 2020–2024 five-year estimates

The numbers as a table
Dollars, 2020–2024 estimates
Median value of an owner-occupied home$394,800
Median household income, a year$67,112
Homes

One home in seven is kept for the season

The county’s 4,349 homes in the 2020 to 2024 estimates.

The seasonal count is the only published measure of second homes, and it misses homes owned from outside but rented out. People in conversation put the second-home share at about one in four; the two people who sell houses said most true second homes are cabins at the head of the lake.

Source: U.S. Census Bureau, 2020–2024 five-year estimates

The numbers as a table
Housing unitsShare
Lived in year-round3,38777.9%
Vacant, kept for seasonal or recreational use63014.5%
Vacant for other reasons: for sale, for rent, between tenants, other3327.6%
Care

More than half the county left it for medical care last year

From the hospital’s 2025 community health needs assessment and the 2024 regional health assessment. The assessment ranked housing and the social conditions around it first among the county’s ten health needs.

Sources: Wallowa Memorial Hospital and partners; hosted by OHSU Oregon Office of Rural Health, 2025 (PDF created November 26, 2025); Eastern Oregon Coordinated Care Organization, 2024 (data accessed November 2024; child care access figure 2019 vintage)

The numbers as a table
Percent
Residents who left the county for medical care in the past year, 202555.7%
Residents aged 65 or older, 2025 assessment28.9%
Children under six with access to a regulated child care slot, 201917%
The same, Oregon23%
The system above the county

Rural America has an eighth of the businesses and a hundredth of the venture capital

Two national reports, one pattern. Rural counties hold about an eighth of the country’s businesses and get a hundredth of its venture capital. They hold 8% of its grantmakers, who give 3% of the grant dollars. The number of rural community banks fell from 5,029 in 1994 to 2,618 in 2024. Wallowa County is a rural county by both reports’ definition.

Sources: Center on Rural Innovation, sponsored by the Robert Wood Johnson Foundation, May 2025; USDA Rural Development, Innovation Center, Data Analytics Division, March 2026; U.S. Department of the Treasury, 2024

The numbers as a table
Percent
Businesses located in rural counties12%
Venture capital reaching rural businesses1%
Grantmaking organizations based in rural counties, 2014 to 20218%
Grant dollars given by rural grantmakers, 2014 to 20213%
Federal small-business credit (SSBCI) transactions reaching rural businesses, 2022 to 20239%
Incentives

The big subsidies go to the big employers

Share of U.S. establishments that receive a discretionary, firm-specific subsidy from a state or local government.

The average package is $178 million for about 1,500 promised jobs, and firms take the deals from places that are richer, larger and more urban than the average county. Almost every business in Wallowa County has fewer than 250 employees, and most have none. Whatever anyone here thinks of handouts, this money was never coming to them.

Source: Cailin Slattery and Owen Zidar, NBER working paper 26603; Journal of Economic Perspectives, 2020, January 2020

The numbers as a table
Percent of establishments
Establishments with more than 1,000 employees30%
Establishments with fewer than 250 employees0.2%

More to read.

Original recordings · Connected to this page

Watch this part of the story.

All recordings
Places in this part of the story

The records behind it.

Places & map
One thing you could add

What would it take for you, or your kids, to stay?

The 2046 questions ask for your experience, not a policy. Twenty people answered in October 2026; their themes are counted without names.

Add one thing
Keep going

Elsewhere in the Record.

The front page